PROVINCIAL
- Restaurants and bars
- Facilities for indoor sports and recreational fitness activities (including fitness centres and gyms)
- Performing arts venues and cinemas, museums, galleries, aquariums, zoos, science centres, landmarks, historic sites, botanical gardens, and similar attractions
- Meeting or event spaces
- Tour and guide services
- Conference centres and convention centres
- Organizations with capacity reduced to 50% will obtain 50% in rebates for their
- Organizations closed will obtain 100% in rebates for their costs
- Employer Health Tax
- Beer, Wine & Spirits Taxes
- Tobacco Tax
- Insurance Premium Tax
- Fuel Tax
- International Fuel Tax Agreement
- Gas Tax
- Retail Sales Tax on Insurance Contracts & Benefit Plans
- Mining Tax
- Race Tracks Tax
FEDERAL
For a full overview of programs provided by the Canadian government, click here.
To access the Business Benefits Finder to determine the best program and service for your organization, click here.
Business
Wage and Hiring Supports
Employers may be eligible for a subsidy to cover part of employee wages.
In each applicable claim period, employers can claim one of the following- whichever gives the highest amount:
- Tourism and Hospitality Recovery Program
- Hardest-Hit Businesses Recovery Program
- Canada Recovery Hiring Program
To calculate the amount available to your organization in wage/hiring support, click here.
To apply to the wage and hiring support, click here.
Tourism and Hospitality Recovery Program
1. Organizations in the tourism, hospitality, arts, entertainment, and recreation sectors affected by a qualifying public health restriction may be eligible for funding.
Eligibility:
Must meet 3 conditions: More than 50% of eligible revenue
comes from the tourism/entertainment sector, a 12-month average revenue drop of at least 40% from March 2020 to February 2021, and a claim period revenue drop of at least 40%
Timeline:Effective until May 7, 2022.
2. OR qualify under the Local Lockdown Program (Click here for program info)
Available for eligible organizations, regardless of the sector(organizations do not need to be in the tourism, hospitality, arts, entertainment, and recreation sectors.)
Eligibility:Must meet 2 conditions: Organization was affected by a
qualifying public health restriction and a claim period revenue drop of at least 40%
PROPOSED CHANGES: Include employers subject to capacity-limiting restrictions of 50% and reduce the current-month revenue decline threshold requirement to 25%.
- Eligible employers will receive wage and rent subsidies from 25% upto a maximum of 75%, depending on their degree of revenue loss.
Hardest-Hit Business Recovery Program
Organizations that do not qualify for the Tourism and Hospitality Recovery program may qualify for funding.
Eligibility:
Must meet 2 conditions: a 12-month average revenue drop of at least
50% from March 2020 to February 2021 and have a claim period revenue drop of at least 50%.
Timeline:Effective until May 7, 2022.
Canada Recovery Hiring Program
Each claim period, eligible employers can claim either the higher of the Canada
Recovery Hiring Program or the wage portion of the Tourism and Hospitality Recovery Program or the Hardest-Hit Business Recovery Program
Timeline: Effective until May 7, 2022.
Other Business Supports
Jobs and Growth Fund
Eligible businesses, not-for-profits,and indigenous organizations may be eligible for
funding to support the transition to a green economy, activities supporting an inclusive recovery, digital adoption projects, and projects supporting Canada’s economic growth.
Eligibility: Interest-free repayable contributions for up to 50% of eligible costs and eligible not-for-profit organizations could receive non-repayable contributions for upto 90% of eligible costs.
- Indigenous clients may be eligible for 100% of eligible project costs for projects
Timeline:Applications are accepted on a continuous intake basis until funding is allocated.
Click here to contact a FedNor Officer for further details on eligibility and how to apply.
Work-Sharing Program
A Work-Sharing agreement is a 3-party agreement involving employers, employees,and Service Canada to help employers and employees avoid layoffs when:there is a temporary decrease in the normal level of business activity, and the decrease is beyond the control of the employer
Special measures for COVID-19 include extending the duration of agreements by an
additional 38 weeks. That brings the total to 76 weeks (regardless of how many weeks a business has used before March 14, 2020) followed by a possible new 26-week subsequent agreement. Additional flexibility during COVID-19 is provided.
Timeline: Special COVID-19 measures are in effect until September 24, 2022.
Highly Affected Sectors Credit Availability Program
Organizations operating in the tourism, restaurant, and in-person services may be eligible for guaranteed, low-interest loans of $25,000 to $1 million to cover operational cash flow needs.
Eligibility:Organization’s financial institution will determine eligibility based on the
eligibility criteria.
Timeline: Applications open until March 31, 2022.
Large Employer Emergency Financing Facility
Eligible large employers may qualify for bridge financing to meet needs that are not being met with conventional financing.
Eligibility:Organization has a significant impact on Canada’s economy, demonstrates approximately $300 million or more in annual revenues, and requires a minimum loan size of about $60 million.
INDIGENOUS
Indigenous Community Business Fund
Indigenous business owners can apply for non-repayable financial contributions to
support their organizations impacted by COVID-19.
Timeline:Applications are accepted on a continuous basis until funding is allocated.
Email:aadnc.ledontario.aandc@canada.ca
Telephone:647-920-9516
Indigenous Community Support Fund
Indigenous leadership and organization can apply for funding to design and implement community-based projects to assist with COVID-19.
Timeline:The request process for needs-based support recently reopened.
For formula-based funding allocated directly to First Nation, Inuit, and Métis Nation communities, there is no deadline or request process. The funding is flowing through existing agreements.
SECTOR SPECIFIC
Aerospace Regional Recovery Initiative
SMEs and not-for-profits can apply through regional development agencies
for funding to become more sustainable, improve productivity and
strengthen commercialization.
Employment Insurance (EI) Fishing Benefits
Self-employed fishers who are seeking work may be eligible to receive fishing
benefits.
Major Festivals and Events Support Initiative
Festival organizations can apply through regional development agencies for funding to continue operations and position themselves for economic recovery.
Eligible festivals and events: Those with annual revenues exceeding $10 million.
To contact FedDev Ontario, click here.
Support for Independent Production Companies
The Short-term Compensation Fund Initiative will compensate independent production companies for the lack of insurance coverage for COVID-19–related filming interruptions and production shutdowns in the sector.
Funding will be available until March 31, 2022.
Emissions Reduction Fund
Funding is available for onshore and offshore oil organizations to invest in green opportunities to reduce greenhouse gas emissions.
Investing in Canada Infrastructure Program (COVID-19 Resilience Stream)
Apply through the province to get access to funding for an eligible infrastructure project that are near-term and quick-start programs starting no later than September 2023.
Tourism Relief Fund
Tourism organizations adapting their operations and investing in their future
growth may be eligible for funding for projects focused on product or
destination development.
For a full list of eligible applicants and activities click here.
Regional Air Transportation Initiative
Air carriers, airports, and organizations in the air transportation industry can apply through regional development agencies to obtain funding for projects to ensure the industry remains operational.
Individuals
Employment Insurance benefits and leave
Individuals may be eligible for funding if they lost their job through no fault of their own or cannot find a job.
If an individual is not eligible or has received the maximum of EI, they may be eligible to apply for the following:
- Canada Worker Lockdown Benefit
- Canada Recovery Sickness Benefit
- Canada Recovery Caregiving Benefit
Canada Worker Lockdown Benefit
Employed and self-employed individuals who are not able to work due to a lockdown order in their region can apply for $300 ($270 after taxes withheld)a week.
Timeline:In effect until May 7, 2022.
Canada Recovery Sickness Benefit
Employed and self-employed individuals who are sick, isolating due to COVID-19, or have an underlying health condition may be eligible for $500 ($450 after taxes withheld) a week.
The maximum number of weeks individuals can apply for is 6 weeks
Timeline:In effect until May 7, 2022.
Canada Recovery Caregiving Benefit
Employed and self-employed individuals who are unable to work due to caring for a child under 12 years of age or a family member needing supervised care may be eligible for $500 ($450 after taxes withheld) a week.
The maximum number of weeks households can apply for is 44 weeks.
Timeline:In effect until May 7, 2022.
Other Supports
Mortgage payment deferral
Homeowners facing financial stress may be eligible for a mortgage payment deferral of up to 6 months to help ease the financial burden.
Low-income Workers and Families
The Canada Workers Benefit provides a refundable tax credit for individuals earning a low income and has expanded eligibility.
Low-income workers are now eligible for a tax credit of up to about:
- $1,400 for workers who are single and without children; and
- $2,400 for workers with families.